Falah Mahana Munafa Term DepositFalah Mahana Munafa Term Deposit

Falah Mahana Munafa Term Deposit

If you are looking to earn high rate of returns on your savings with the flexibility of withdrawing your profits at your convenience, then Falah Mahana Munafa Term Deposit may be best suited for you. You can place funds in this product if you are an individual or a business entity.

Eligibility Criteria All Bank Alfalah Islamic Current and Saving Accountholders.
Minimum Deposit PKR 100,000/-
Tenures Available 1 year, 2 year, 4 year and 5 year terms
Product Features
  • Multiple tiered term deposit
  • Profit Calculation on daily basis
  • Monthly Profit disbursement
  • No maximum deposit limit
Additional Benefits On maintaining, an average monthly balance of PKR 10,000/- in your checking account, get free accidental death and permanent disability takaful coverage of up to PKR 2 Million.

On maintaining a minimum monthly average balance of PKR 1m or equivalent FCY deposit in current/savings/term deposit accounts, avail numerous free services as per our preferred banking services.

Underlying Principle This product is based on the concept of Mudarabah


  • Profit calculation & distribution will as per prevailing pool management guidelines
  • In case of premature encashment, profit shall be calculated and paid on the basis of actual declared monthly profit rates of TDR for the corresponding completed period as per related tier for the relevant period of stay of deposit with the Bank.
  • All the free services are subject to the terms and conditions as per prevailing Schedule of Charges
  • Withholding Tax and Zakat is applicable as per existing policy of Government
Apply Now Or you can apply for Falah Mahana Munafa Term Deposit at the branch.