alfalah
alfalah
Falah Business AccountFalah Business Account

Falah Business Account

The most important aspect of a business is that it continues to grow and we can help you do this with the Falah Business Account. We understand the hassle of daily expenses. Therefore, we decided to take care of some of them for you.

Eligibility Criteria All Pakistani Nationals with CNIC/NICOP/SNIC.
Initial Deposit PKR 100/-
Product Features
  • Profit-bearing multiple tier account
  • No minimum balance requirement
  • Profit is calculated on the basis of daily balance
  • Profit disbursement monthly
Benefits
  • VISA Debit/ATM Card accepted at over 30 million outlets and more than 2 million ATMs worldwide
  • Free cheque books*
  • Free online banking nationwide
  • Free e-statements
  • SMS alert on every transaction
  • Stop payment facility available on request
  • Complimentary account statement semi-annually
  • Saturday banking available at selected branches
Additional Benefits On maintaining, an average monthly balance of PKR 10,000/- in your checking account, get free accidental death and permanent disability takaful coverage of up to PKR 2 Million.

On maintaining a minimum monthly average balance of PKR 1m or equivalent FCY deposit in current/savings/term deposit accounts, avail numerous free services as per our preferred banking services.

Underlying Principle This product is based on the concept of Mudarabah

Note:

  • Profit calculation & distribution will as per prevailing pool management guidelines
  • All the free services are subject to the terms and conditions as per prevailing Schedule of Charges
  • Withholding Tax and Zakat is applicable as per existing policy of Government