Overview
The Bank Alfalah Islamic Asaan Remittance Current Account is designed for individuals who want a simple, low-documentation account to manage remittance inflows with ease. With a minimal deposit requirement and flexible limits, it ensures convenience and accessibility for everyday banking.
What you get
- Easy account opening with minimal documentation.
- No minimum balance requirement.
- Daily withdrawal and transfer limits up to PKR 500,000.
- VISA Debit Card with global acceptance.
- Free first cheque book and e-statements.
- Complimentary takaful coverage on maintaining balance criteria.
- Nature of Product : Qardh.
Features & Benefits
Account Flexibility
Start your banking journey with only PKR 100/- and no minimum balance requirement.
Transaction Limits
Enjoy cash withdrawals and fund transfers up to PKR 500,000 per day with a maximum credit balance of PKR 3 Million.
Banking Convenience
Access free VISA Debit/ATM Card, cheque book, online banking, e-statements, and SMS alerts.
Additional Benefits
Maintain balances to unlock Takaful coverage up to PKR 2 Million or exclusive Preferred Banking services.
Shariah Structure
Operates on the Islamic principle of Qard, ensuring Shariah-compliant banking.
Documents Required
For Deposit Account:
- Valid CNIC / NICOP / SNIC.
- Dully Filled Account Opening Form.
Important Documents
Compare Account
| Features | Islamic Asaan Remittance Current Account |
|
|---|---|---|
|
Currency
|
PKR
|
PKR |
|
Initial Deposit to Open
|
-
|
- |
|
Minimum Balance to Keep
|
-
|
- |
|
Account Maintenance Fee
|
-
|
- |
|
Profit Payment Frequency
|
Monthly
|
Monthly |
|
Debit Card
|
Yes -
Free
|
Yes - Free |
|
Cheque Book
|
Free
|
Free |
|
SMS Alerts
|
Free
|
Free |
|
E-Statement
|
Free
|
Free |
|
Bankers Cheque
|
Free
|
Free |
|
Clearing
|
Intercity - 350
Per Cheque, Same Day - PKR 600/- Per instrument
|
Intercity - 350 Per Cheque, Same Day - PKR 600/- Per instrument |
|
Account Limits
|
No
Limits
|
No Limits |
|
IBFT
|
Free up to minimum aggregate
sending limit of PKR 25,000/- per month per account, After
exhaustion of monthly limit or for amount exceeding
aggregate of monthly PKR 25,000/-; 0.1 % of the transaction
amount or PKR 200/- (whichever is lower) will be
charged.
|
Free up to minimum aggregate sending limit of PKR 25,000/- per month per account, After exhaustion of monthly limit or for amount exceeding aggregate of monthly PKR 25,000/-; 0.1 % of the transaction amount or PKR 200/- (whichever is lower) will be charged. |