At Bank Alfalah, Transaction Banking continues its commitment to delivering best-in-class solutions through significant investments in technological infrastructure to become a leading Transaction Bank. As Transaction Banking offers Cash Management, Trade & Supply Chain Finance solutions with numerous benefits, our focus remains on delivering innovative solutions that cater to our clients' evolving needs, while enhancing operational excellence.
• Cash Management
Leveraging its core strengths, Bank Alfalah’s Cash Management business has experienced substantial growth in recent years, establishing itself as a premier solution provider for customers across different segments of the industry. A structured and optimum corporate internet banking solution, ‘Bank Alfalah Transact’, is offered, backed by the Banks vast branch network and digital touchpoints, allowing corporate, SME and institutional clients to conveniently carry out transactions anywhere and anytime. Real-time connectivity is on offer, utilising the power and convenience of the internet. Its objective is to maintain uninterrupted banking services to clients in a personalised, cost-effective, efficient and, most significantly, secure manner.
The solution stands as a fully integrated, end-to-end platform featuring a single access point for all payment and collection transactions and information needs. This setup empowers clients to streamline their workflow processes, and can be scaled according to their preferences for product simplicity and sophistication. It transforms the way our clients do business and extends their reach to new markets, and at the same time, lowers transaction costs and reduces processing time.
The business is positioned to build scalability, aligning with the Banks’ commitment to offer smarter and better solutions. The objective is to continue positively impacting clients and their overall financial well-being.
• Trade Finance
International and domestic trade is highly complex and involves a web of intricate transactions. Trade Finance provides swift, efficient, reliable and holistic solutions for each phase of a client’s trade value chain supporting their trade activities. The specialists in Trade Finance possess a deep understanding of both local and international business dynamics, and are therefore well-equipped to capture complete end-to-end trade flows of clients by providing an extensive array of trade products and services.
• Supply Chain Finance
Bank Alfalah’s Supply Chain Financing (SCF) business is based on global best practices and was initiated under the road map and advisory from IFC. The anchor led and non-collateralized nature of programs stand as the corner stone of the Banks’ unique selling proposition, positing Bank Alfalah as a leader in the supply chain finance space in Pakistan. The Banks objective is to facilitate easy access to working capital without requiring formal collateral, fostering financial inclusion and empowering SME’s to actively contribute in the country’s economic activity. Acknowledging emerging challenges, the bank continues to engage with the SBP for introduction of SCF guidelines, products, MIS and technology to develop this market according to its potential. The eSCF platform enables corporates and their supply chain partners to perform transactions digitally creating ease of business, and is a testament of Bank Alfalah’s digital roadmap. Fully aware that the SME sector is the growth engine of the economy, and based on anchor led programs, Bank Alfalah intends to increase market share and create product offerings suitable for this segment.
Eligibility & Documents:
Eligibility
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Available for businesses of all sizes — from startups to large corporates
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Applicant must hold a valid business entity registration (local or international)
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Subject to Bank Alfalah’s credit and compliance policies
Documents Required
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Business registration/incorporation certificate
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Memorandum & Articles of Association (for companies)
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CNICs/Passports of directors, partners, or owners
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NTN certificate and tax documents
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Audited financial statements (if applicable)
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Board resolution/partnership authority letter (where required)
How to Apply
Apply Now
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Visit your nearest Bank Alfalah branch or corporate center
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Contact your dedicated Relationship Manager.
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Apply through the Bank Alfalah Transact portal.
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Email tb.support@bankalfalah.com for assistance.