Shifa Takaful Plan

Features and Benefits

Coverage	Plan Type
	Bronze	Silver	Gold
Hospitalization (per annum)	PKR 150,000	PKR 300,000	PKR 500,000
Additional Coverage (in case of Hospitalization due to Accident)	PKR 100,000	PKR 150,000	PKR 250,000
Daily Room and Board Limit	Semi Private	Semi Private	Private
Pre-Hospitalization (Investigation, Consultation and Medicines)	Covered for 30 days	Covered for 30 days	Covered for 30 days
Post-Hospitalization (Investigation, Consultation and Medicines)	Covered up to PKR 8,000 and for 30 days	Covered up to PKR 12,000 and for 30 days	Covered up to PKR 15,000 and for 30 days
Lacerated Wound and Fractures	Covered	Covered	Covered
Intensive Care Unit	Covered	Covered	Covered
Death due to any cause*	PKR 100,000	PKR 100,000	PKR 100,000

Payment Frequency

Age		Bronze	Silver	Gold
From	To
0	44	7,700	11,800	13,000
45	59	15,700	24,100	26,100
60	64	22,100	33,100	35,700
65	69	52,700	78,200	84,800
70	75	54,700	86,300	94,500

Above is a breakdown of the contributions within the age bracket that can be made.

*Death Coverage is valid up to 69th Birthday only
you can choose any one of the plan types that best suits your requirement.

Note: For a better understanding in making your selection according to your takaful needs, you may contact representatives at your nearest Bank Alfalah Limited branch.

Eligibility

The plan is available to all Bank Alfalah Limited customers between 18-59 years of age. The plan is renewable up to the age of 75 years.

Term of Plan

Shifa Takaful Plan is a yearly renewable hospitalization plan. The policy term of this plan is 1 year.

Claims

Following are the requirements for Claims settlement:

• Claimant’s Statement to be completed and signed by you : Download the form from the this link http://igilife.com.pk/downloads/claim-forms/
• Physician’s Statement to be filled by the Physician who treated/attended the deceased : Download the form from the this link http://igilife.com.pk/downloads/claim-forms/
• Original Union Council Death Certificate which will be returned to you OR copy duly attested by Union Council
• Copy of hospital death certificate
• Original Policy Document
• All previous and current medical treatment record of deceased
• Copies of CNIC’s of Beneficiary & Deceased
• Copy of FIR/Police Report duly attested by the issuing authority (In case of accident)
• Copy of Post Mortem Report duly attested by the issuing authority (In case of accident)

Note: Further requirements can be asked for depending on the case.

Please find below the required details for hospital reimbursement:

• Health Insurance Claim form to be completed by claimant and Attending /Treating Physician
• Details of Accident
• Pharmacy bill with the Physician’s prescription
• Official receipt for Lab text, X-ray films, and other examinations requested by your Physician’s
• Attending Physician’s Statement specifying the details of illness/accident and resultant injuries
• Hospital Bill together with hospitalization papers/Discharge Summary
• Attested copy of CNIC

Upon receipt of the above documents, we will be able to proceed further with this claim and may ask for additional information, if necessary.

Panel Hospitals List

Disclaimer:

The product is underwritten by IGI Life- Window Takaful Operations. It is not guaranteed or insured by Bank Alfalah Limited or its affiliates.