Life is unpredictable, but your financial future doesn’t have to be. Exclusively designed for Bank Alfalah customers, the Zindagi – Premier Takaful Savings Plan from IGI Life-WTO combines savings, protection, and wellness. With built-in health benefits and rewards for living well through the Vitality programme, this plan is truly about protecting your life in every way.
Features & Benefits
Investment Growth – At maturity, receive your entire Participant Investment Account (PIA) value.
Built in Sehat Afza Benefit that provides financial protection in case of illness or accident that leads to hospitalization to cover in-patient expenses of PKR 250,000 annually.
Family Protection – Beneficiaries get the higher of sum cover or PIA value in case of demise.
Strategic Investment Options – Select from Aggressive, Balanced, or Conservative strategies managed by experts.
Wellness-Linked Savings – First-year allocation as high as 60%.
Plan Highlights:
Eligible Age: 18 – 65 years
Minimum & Maximum Membership Term:10-67 years
Maximum Maturity Age 85 years
Minimum Annual Contribution: Rs. 250,000
Mode of Contribution: Annual, Semi-Annual and Quarterly
Minimum Top-Up Contribution: Rs. 250,000
Sum Covered Multiples: 5 or 75
Claims Process
For claims, submit the following to IGI Life-WTO Head Office:
Completed Claimant’s Statement (download at igilife.com.pk/downloads/claim-forms)
Completed Physician’s Statement (from attending doctor)
Original or attested Union Council death certificate
Hospital death certificate
Original Membership document
Medical treatment records of deceased
Attested CNIC copies of beneficiary & deceased
FIR/Police report (in case of accident)
Attested Post Mortem Report (if applicable)
Claims Office:
IGI Life – Window Takaful Operations
The Forum, 7th Floor, Suite No. 701–713, Khayaban-e-Jami, Block 9, Clifton, Karachi 75600, Pakistan
Free Look Period
If you cancel within 14 working days of receiving your Participant’s Membership Document (PMD), you are entitled to a full refund of your contribution, less medical/clinical exam expenses.
Disclaimer
This product is underwritten by IGI Life – Window Takaful Operations. It is not guaranteed or covered by Bank Alfalah Limited or its affiliates.