Whether you are a daughter, a mother, or an entrepreneur, your role comes with responsibilities. Zeenat Takaful Plan, designed exclusively for women by IGI Life – Window Takaful Operations in collaboration with Bank Alfalah, helps you invest smartly while ensuring financial protection for your family.
This plan offers you the flexibility to save, grow your wealth, and protect your loved ones – giving you peace of mind for the future.
Features & Benefits
Investment Growth – Your contributions are invested as per your chosen strategy (Aggressive, Balanced, or Conservative) so you get the full Participant Investment Account (PIA) value at maturity.
Financial Protection – In case of demise, beneficiaries receive the higher of sum cover or PIA value.
Flexible Sum Cover – Choose your desired protection level by multiplying your annual contribution (minimum PKR 25,000) with a cover multiple from 5 to 30.
Example: If your annual contribution is PKR 100,000 and cover multiple is 10 → PKR 1,000,000 sum cover.
Spouse Coverage – Option to extend protection to your spouse under the plan.
Plan Highlights
|
Attribute |
Details |
|
Eligible Age |
18 – 65 years |
|
Minimum & Maximum Membership Term |
10 – 67 years |
|
Maximum Maturity Age |
85 years |
|
Minimum Annual Contribution |
Rs. 25,000 |
|
Mode of Contribution |
Annual, Semi-Annual and Quarterly |
|
Minimum Top-Up Contribution |
Rs. 100,000 |
|
Sum Covered Multiples |
5 or 30 |
Claims Process
To process a claim, the following documents are required:
Claimant’s Statement (downloadable from IGI Life WTO claim forms)
Physician’s Statement (downloadable)
Original or attested Union Council Death Certificate
Hospital death certificate (if applicable)
Original Membership Document
Medical treatment history (if applicable)
CNIC copies of deceased & beneficiary
FIR/Police Report & Post-Mortem Report (in case of accident)
Submit claims to:
IGI Life – Window Takaful Operations
The Forum, 7th Floor, Suite No 701-713, Khayaban-e-Jami, Block 9, Clifton, Karachi 75600, Pakistan
Free Look Period
If you cancel within 14 working days of receiving your Participant’s Membership Document (PMD), you are entitled to a full refund of your contribution, less medical/clinical exam expenses.
Disclaimer
The product is underwritten by IGI Life – Window Takaful Operations. It is not guaranteed or covered by Bank Alfalah Limited or its affiliates