The certificates are issued to customers for a fixed period on fixed profit rate in both Afghani as well as Foreign Currencies (USD, EURO) for individuals, joint account holders, sole proprietors, private limited companies, public limited companies and partnerships. The tenure ranges from 1 month up to 3 years and the profit rate varies as per the tenure.

• No minimum amount of placement
• Amount can be placed for 1 month, 3 months, 6 months, 1 year, 2 years, 3 years
• Options of profit payment at maturity, monthly, quarterly, semi-annually, annually