Alfa Easy InstalmentsAlfa Easy Instalments

Alfa Easy Instalments

Instant buy now & pay later facility in town

The Easy Instalments facility is available against your choice of products. With Easy Instalments you can buy anything and everything from AlfaMall now and pay back later in instalments as per your choice of instalment plan.

Loan Type Equal Monthly Instalment
Loan Amount PKR 1,000 to PKR 50,000
Loan Tenure 3, 6 & 12 months
Rate 30% APR
Loan Application Process Through AlfaMall or Orbit Mall
Loan Repayment Through Bank Alfalah’s Mobile Banking App – Alfa
Customers Bank Alfalah account and credit card holders


AlfaMall is an e-commerce platform by Bank Alfalah which has a wide variety of products available in categories such as Mobiles, Electronics, Appliances, Fashion, Books, etc. at market competitive pricing. AlfaMall can be accessible through the Bank Alfalah Mobile App, Alfa and

With Easy Instalments a minimum loan amount of PKR 1,000 up to a maximum loan amount of PKR 50,000 can be availed. An eligible Bank Alfalah customer can also opt for a combination payment through which they can finance up to Rs. 50,000 of their product price through Easy Instalments. For example, on buying a product priced at Rs. 80,000, you can finance up to Rs. 50,000 with Easy Instalments and pay Rs. 30,000 through your Bank Alfalah Account or credit card.

There is absolutely no processing fee or hidden charges. A grace period of 15 days after you make an Easy Instalments transaction is offered during which you can cancel your order without any cancellation fee.

The Easy Instalment facility can be availed for 3, 6 or 12 months.

During the loan application process, you will be shown installment amount for each tenure, respectively. For a better understanding, please refer to table below:

Loan Amount Instalment Amount based on Loan
3 Months 6 Months 12 Months
PKR 10,000       3,501       1,815       975
PKR 15,000       5,252       2,723          1,462
PKR 20,000       7,003       3,631          1,950
PKR 30,000     10,504       5,446          2,925
PKR 40,000     14,005       7,262          3,899
PKR 50,000     17,507       9,077          4,874

Only the Bank Alfalah customers that are eligible for Easy Instalments will see the option to select Easy Instalments as their payment method on AlfaMall checkout.

Currently, the bank charges a Markup of 30% APR on this product.

1. Login on Alfa & tap on the AlfaMall icon
2. Add your favorite product to cart
3. Select proceed to pay
4. Select your desired tenure from Easy Instalment pop-up
5. Select “Easy Instalments” as your payment method
6. Fill in your details
7. Select Apply for Loan

You can select for Auto Debit option which will allow the Bank to debit your account for instalment amount on the due date every month. All you have to do is ensure that you have enough balance available in your account on due date.

For manual repayments:
1. Login on Alfa & tap on the “Loans” icon
2. Select “Easy Instalments”
3. Fill in repayment details
4. Proceed to repay

A grace period of 15 days after you make an Easy Instalments transaction is offered during which you can cancel your order without any cancellation fee. You can cancel your order by calling the helpline 111-225-111.

Your credit history will be updated with the credit bureau if you do not repay within 29 days of the due date.

If you do not repay your loan, your credit record will be reported to credit bureau which will affect your credit history.

What are you waiting for? Shop your favorite products on Easy Installments by shopping online today on AlfaMal.

Download the Alfa App Now