Easy and affordable plan providing cash benefit during hospitalization.
Hikmat Insurance Plan offers a unique coverage, intended to cover the hospital expenses owing to hospitalization in case of sickness or accident. You can choose a daily allowance that will be paid to you in case of your unfortunate hospitalization caused either by accident or sickness. The benefit doubles in case of confinement in “Intensive Care Unit (ICU)”. The plan also enables to get life insurance coverage with premiums tailored to your age as an optional feature thus making the plan an all-encompassing one.
Bank Alfalah Limited in partnership with Adamjee Life Assurance Company offers Hikmat Insurance Plan.
|Plan||Hospital Cash (Accident and Sickness)||Hospital Cash (ICU Confinement)|
Below are the premiums as per product variant.
You can choose any one of the plan types that best suits your requirement.
Note: For a better understanding in making your selection according to your insurance needs, you may contact representatives at your nearest Bank Alfalah Limited branch.
The plan is available to all Bank Alfalah Limited customers between 18-59 years of age. The product provides coverage up to a maximum of 60 years of age.
Hikmat Insurance plan is yearly renewable wallet plan. The policy term of this plan is 1 year.
In case of a claim, the following documents should be submitted with Adamjee Life Assurance:
The product is underwritten by Adamjee Life Assurance Company. It is not guaranteed or insured by Bank Alfalah Limited or its affiliates.