Shari’ah  BoardShari’ah  Board

Shari’ah Board


Dr. Mufti Khalil Ahmad Aazami

Chairperson, Shari’ah Board

Dr. Mufti Khalil Ahmad Aazami is a renowned Shari’ah Scholar in Islamic Banking industry. He joined Bank Alfalah Islamic Banking in 2003 as a Shari’ah Advisor and is now serving as Chairperson Shari’ah Board. Dr. Aazami graduated from Jamia Darul Uloom, Karachi. He obtained Shaha dat-ul-Aalamia (Masters in Arabic and Islamic Studies) and Al-T’akhassus fi al-Iftaa’ (Specialisation in Islamic Jurisprudence and Fatwa) from Jamia Darul Uloom, Karachi and holds a Doctorate degree in ‘Islamic Jurisprudence’ from Karachi University.

He has also served as an Advisor/Shari’ah Board Member in different financial institutions including Takaful Pakistan Limited (2005-2014) and Alfalah GHP Islamic Fund (2007-2014)

Dr. Aazami has 18 years of research experience related to Islamic Finance and other Shari’ah related subjects. He is an author of numerous publications. He is also an experienced lecturer and trainer in the field of Islamic Finance, Economics, Fiqh, Islamic Financial Laws and General Islamic Science. He is involved as Faculty member, – Jamia Darul Uloom, Karachi since 1999 and has been associated with the Centre For Islamic Economics, Karachi, National Institute of Banking and Finance – SBP and Sheikh Zaid Islamic Research Centre – University of Karachi.


Mufti Mohib ul Haq Siddiqui

Shari’ah Board Member

Mufti Mohib ul Haq Siddiqui graduated from Jamia Darul Uloom, Karachi.

He obtained Shaha dat-ul-Aalamia (Masters in Arabic and Islamic Studies) and Al-T’akhassus fi al-Iftaa’ (Specialisation in Islamic Jurisprudence and Fatwa) qualifications from Darul Uloom.

He has substantial and diversified experience in the field of Islamic Finance and has served several financial institutions as a member of Shari’ah Boards.

He currently works as Chairperson Shari’ah Board at Faysal Bank Ltd and is also a member of the State Bank of Pakistan’s Committee for Shari’ah review, standardisation of Islamic products and processes and formalisation of AAOIFI Shari’ah standards for the Pakistan banking industry.

Mr. Siddiqui has served as Shari’ah Scholar/Facilitator at the following institutions:

  • Shari’ah Advisor – Faysal Bank Ltd since 2011.
  • Member Shari’ah Board – Takaful Pakistan Ltd since 2006.
  • Member Shari’ah Board – JS Islamic Fund since 2003.
  • Faculty member – Jamia Darul Uloom, Karachi since 2003.
  • Faculty member – Centre for Islamic Economics, Karachi since 2004.
  • Visiting Faculty member-NIBAF and PAF-KIET (Karachi Institute of Economics & Technology)

Mufti Ovais Ahmed Qazi

Resident Shari’ah Board Member

Mufti Ovais Ahmed Qazi graduated from Jamia Darul Uloom, Karachi.

He obtained Shaha dat-ul-Aalamia (Masters in Arabic and Islamic Studies) and Al-T’akhassus fi al-lftaa, (Specialisation in Islamic Jurisprudence and Fatwa) qualifications from Darul Uloom, Karachi and holds a Master’s degree in Business Administration from the Institute of Business Management, Karachi.

Mr. Qazi has also served Bank Alfalah Islamic Banking as Assistant Shari’ah Advisor since April 2013. Prior to his time at Bank Alfalah, he worked as a Shari’ah consultant at Burque Corporation (Pvt) Ltd.


Contact Details of Shari’ah Compliance Department:

Moiez Ahmed Usmani
Head Shariah Compliance Department
Bank AlFalah Ltd Islamic Banking
Office #: +92 21-32470725
Email: moiez.ahmed@bankalfalah.com
Office address: Mezzanine Floor, State Life Building 1, I.I. Chundrigarh Road, Pakistan.

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