How to earn OrbitsHow to earn Orbits

How to earn Orbits

You can earn Orbits, Bonus Orbits and Tier Bonus through the following products and services.

Products & Services

Current Accounts
PKR Current Account
Alfalah Kamayab Karobar
Basic Banking Account
Asaan Current Account
Payroll Current Account
Premier Current Account
Saving Accounts
PLS Saving Account
Alfalah Kifayat
Alfalah Care Account
Payroll Saving Account
Asaan Saving Account
Premier Saving Account
Debit Cards
Classic Card
Gold Card
Platinum Card
Visa Signature Card
Premier Visa Signature
Credit Cards
Classic Card
Gold Card
Titanium Card
Platinum Card
Premier Platinum Card
Loans
Auto Loan
Home Loan
Personal Loan
Digital Banking
Internet Banking
Alfa (Mobile App)
SMS Alerts
E-Statements
ATMs
Bancassurance
All bancassurance products
Investment Products
All investment products

Orbits:

Every time you bank through any of the listed products or services you earn points called Orbits.

Bonus Orbits:

You get Bonus Orbits whenever you sign up for a new Alfalah product or service.

Tier Bonus:

The number of Bank Alfalah products you hold will allow you to earn a multiplier on your total monthly Orbit earning.

What are Tiers?

Alfalah Orbit Rewards programme has 4 tiers. Basic Tier, Orbit 3, Orbit 6 and Orbit 9. Once you’re a member you can move up tiers by signing up more products. Each tier multiplies your accumulated Orbits on monthly basis.

Product Category Sub-Products Orbits Earn

Credit Cards
Classic 0.25 Orbits on every domestic or international spend of Rs. 50/-
Gold 0.25 Orbits on every domestic spend of Rs. 50/– 0.50 Orbits on every international spend of Rs.50/-
Titanium
Platinum
Premier Platinum 0.40 Orbits on domestic spend of Rs.50/– 0.50 Orbits on every international spend of Rs.50/-

Debit Cards

Classic 0.25 Orbits on every spend of Rs.100/-
Gold
Paypak
Platinum
Premier Signature 0.40 Orbits on every spend of Rs.100/-
Premier Visa Signature

Deposits

Current Account If month end balance is greater than previous month end balance, every credit of Rs. 25K and above in the account will get you 5 Orbits Monthly Cap: 500 Orbits
Premier Current Account If month end balance is greater than previous month end balance, every credit of Rs. 25K and above in the account will get you 5 Orbits Monthly Cap: 750 Orbits
Savings Account If month end balance is greater than previous month end balance, every credit of Rs. 25K and above in the account will give you 1 Orbit Monthly Cap: 250 Orbits
Premier Savings Account If month end balance is greater than previous month end balance, every credit of 25K and above in the account will get you 1 Orbit Monthly Cap: 500 Orbits

Digital Banking

Internet Banking 25 Orbits will be awarded for 10 or more financial transactions across all digital channels per month
Alfa (Mobile App)
SMS Alerts
E-Statement
ATM

Credit Cards

Classic

0.25 Orbits on every domestic or international spend of Rs. 50/-

Gold

0.25 Orbits on every domestic spend of Rs. 50/– 0.50 Orbits on every international spend of Rs.50/-

Titanium

0.25 Orbits on every domestic spend of Rs. 50/– 0.50 Orbits on every international spend of Rs.50/-

Platinum

0.25 Orbits on every domestic spend of Rs. 50/– 0.50 Orbits on every international spend of Rs.50/-

Premier Platinum

0.40 Orbits on domestic spend of Rs.50/– 0.50 Orbits on every international spend of Rs.50/-


Debit Cards

Paypak

0.25 Orbits on every spend of Rs.100/-

Classic

0.25 Orbits on every spend of Rs.100/-

Gold

0.25 Orbits on every spend of Rs.100/-

Platinum

0.25 Orbits on every spend of Rs.100/-

Premier Signature

0.40 Orbits on every spend of Rs.100/-

Premier Visa Signature

0.40 Orbits on every spend of Rs.100/-


Deposits

Current Account

If month end balance is greater than previous month end balance, every credit of Rs. 25K and above in the account will get you 5 Orbits Monthly Cap: 500 Orbits

Premier Current Account

If month end balance is greater than previous month end balance, every credit of Rs. 25K and above in the account will get you 5 Orbits Monthly Cap: 750 Orbits

Savings Account

If month end balance is greater than previous month end balance, every credit of Rs. 25K and above in the account will give you 1 Orbit Monthly Cap: 250 Orbits

Premier Savings Account

If month end balance is greater than previous month end balance, every credit of 25K and above in the account will get you 1 Orbit Monthly Cap: 500 Orbits


Digital Banking

Internet Banking

25 Orbits will be awarded for 10 or more financial transactions across all digital channels per month

Alfa (Mobile App)

25 Orbits will be awarded for 10 or more financial transactions across all digital channels per month

SMS Alerts

25 Orbits will be awarded for 10 or more financial transactions across all digital channels per month

E-Statement

25 Orbits will be awarded for 10 or more financial transactions across all digital channels per month

ATM

25 Orbits will be awarded for 10 or more financial transactions across all digital channels per month

Product Category Sub-Products Earn Orbits on Sign-up

Credit Cards
Classic 100 Orbits
Gold 250 Orbits
Titanium
Platinum 500 Orbits
Premier Platinum 1,000 Orbits

Debit Cards
Classic 50 Orbits
Gold 100 Orbits
Platinum 250 Orbits
Premier Signature 400 Orbits
Premier Visa Signature

Deposits
Current Account 50 Orbits
Premier Current Account 100 Orbits
Savings Account 50 Orbits
Premier Savings Account 100 Orbits

Loans Products
Home Loan 1,000 Orbits
Auto Loan 500 Orbits
Personal Loan 250 Orbits

Bancassurance
Bancassurance 500 Orbits

Digital Banking
Internet Banking 25 Orbits
Mobile App
SMS Alerts
E-Statement

Investment Products
Investment Products Rs.100k-2.99M – 500 Orbits
Rs.3M – 9.99M – 1,000 Orbits
Rs.10M+ – 2,500 Orbits

Credit Cards

Classic

100 Orbits

Gold

250 Orbits

Titanium

250 Orbits

Platinum

500 Orbits

Premier Platinum

1,000 Orbits


Debit Cards

Classic

50 Orbits

Gold

100 Orbits

Platinum

250 Orbits

Premier Signature

400 Orbits

Premier Visa Signature

400 Orbits


Deposits

Current Account

50 Orbits

Premier Current Account

100 Orbits

Savings Account

50 Orbits

Premier Savings Account

100 Orbits


Loans Products

Home Loan

1,000 Orbits

Auto Loan

500 Orbits

Personal Loan

250 Orbits


Bancassurance

Bancassurance

500 Orbits


Digital Banking

Internet Banking

25 Orbits

Mobile App

25 Orbits

SMS Alerts

25 Orbits

E-Statement

25 Orbits


Investment Products

Investment Products

Rs.100k-2.99M – 500 Orbits

Investment Products

Rs.3M – 9.99M – 1,000 Orbits

Investment Products

Rs.10M+ – 2,500 Orbits

Tier Eligibility Benefits
Any Bank Alfalah product except current or savings account or a current or savings account and less than 3 products As per the eligible product rules
Current or Savings Account + any 3 eligible products 25% of accumulated Orbits earned in a month
Current or Savings Account + any 6 eligible products 50% of accumulated Orbits earned in a month
Current or Savings Account + any 9 eligible products 100% of accumulated Orbits earned in a month

Eligibility

Any Bank Alfalah product except current or savings account or a current or savings account and less than 3 products

Benefits

As per the eligible product rules

Eligibility

Current or Savings Account + any 3 eligible products

Benefits

25% of accumulated Orbits earned in a month

Eligibility

Current or Savings Account + any 6 eligible products

Benefits

50% of accumulated Orbits earned in a month

Eligibility

Current or Savings Account + any 9 eligible products

Benefits

100% of accumulated Orbits earned in a month

In addition to the Orbits you earn on each product, you can earn a multiplier on the total number of Orbits earned depending on the number of products you hold with the bank. All you need is a current or savings account and a combination of 3, 6 or 9 products to earn a bonus of 25%, 50% or 100% of the total Orbits earned during a month.

Tier bonus awards and downgrades are added at the start of each month.

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