Credit Cards

Alfalah Titanium MasterCard


As a Bank Alfalah Titanium MasterCard member, you can enjoy countless benefits and privileges.


Features & Benefits

Global Reach and Acceptability

Alfalah Titanium MasterCard carries the MasterCard logo, hence ensuring worldwide acceptability at more than 24 million establishments worldwide and 30,000 establishments in Pakistan.

Priority Pass

Gain access to over 600 exclusive VIP airport lounges in over 275 cities, across 100 countries regardless of your choice of airline, class of airline ticket or membership of an airline frequent flyer club. A $10.00 Annual fee along with a per visit lounge fee will be applicable and will be charged to your Alfalah Titanium MasterCard.

Benefits of your Alfalah Priority Pass
Do some business. Catch up with calls. Send a few emails. Browse through the internet. Read the newspaper or a favorite magazine. Enjoy refreshments of your choice. Or simply indulge yourself by doing nothing at all.

Relaxed Atmosphere
Priority Pass exclusive lounges let you escape the chaos of cancellations, flight delays and crowded departure halls. The Alfalah Priority Pass provides you with relaxing ambience for you and your guests along with complimentary refreshments and snacks.

Business Luxuries
Priority Pass lounges also provide you with your own office on the move! These lounges not only facilitate you with a variety of unrivaled solutions to match your business needs but also award you with a stress-free environment making your trip a business class experience.

Supplementary Priority Pass
Your loved ones can also avail the unmatched facilities that come with the Priority Pass membership and enjoy hassle free travel at a minimal charge.

Fabulous Rewards

With Alfalah Titanium MasterCard, you spend and we reward. For every Rs. 50 you spend, you earn 1 Reward Point which is redeemable against countless product offerings to choose from.  All you have to do is follow our 5 simple steps to redeem your Reward Points earned.


Step 1: Check your last Credit Card statement or call our Phone Banking Service at 111-225-111 to find out the status of your Reward Points:


Step 2: Click here to view our online rewards catalogue with countless product and service offerings to choose from and select the products you wish to buy against your earned Reward Points.  If the value of the product you choose is higher than the Reward Points you have earned, you can charge the balance on your credit card, which will appear in the following month’s statement.


Step 3: Call our Phone Banking Officer at 111-225-111 and place your order or click here to access the form and mail it to the Bank Alfalah Consumer Centre or drop it at a Bank Alfalah Credit Card drop box at your nearest branch.


For further details, please call at 111 225 111.

SBS Installment Plans

Our ongoing SBS Installment Plan promotions allow you to purchase countless home and lifestyle products through your Alfalah Titanium MasterCard and repay the transaction amount in Equal Monthly Installment (EMI). You can chose tenures of 3,6,12,18,24,30 and 36 months for repayment. Click here for our ongoing Installment Plan offerings.


You can convert any of your retail transaction of Rs. 3,000 and above into an Installment Plan. A booking fee as per the prevailing Schedule of Charges (Click Here to download) is applied on every transaction converted into an Installment Plan. You can also avail the option of BTF on an Installment Plan, whereby you can pay off your other Credit Cards through your Bank Alfalah Credit Card and pay back in equal monthly installments at a lower markup.

Cash Advance

Alfalah Titanium MasterCard’s cash advance facility allows you to withdraw instant cash from any Bank Alfalah branch across Pakistan and at any ATM worldwide displaying the MasterCard and 1link logo.


The service charges for cash advance will be applied from the day of the transaction. A cash advance fee will also apply for each cash withdrawal.

Balance Transfer Facility

With Alfalah Titanium MasterCard Balance Transfer Facility you have the opportunity to pay off balances you owe to other banks through your Alfalah Titanium MasterCard on an affordable transfer rate.  Simply call our Phone Banking Officer at 111-225-111 for further details.

Credit Cover

You can have complete peace of mind with your Alfalah Titanium MasterCard, even against unforeseen emergencies. With the Alfalah Credit Cover, you are insured against any unfortunate temporary or permanent disability or death. Alfalah Credit Cover allows payment of the outstanding monthly amount in case of temporary disability and in the unfortunate event of cardholders’ death coverage is provided up to twice the amount of outstanding debt. Credit Cover facility is available for a minimal fee, charged automatically on the card balance every month.

Free Travel Accident Insurance

If you purchase an airline, train or bus ticket through your Alfalah Titanium MasterCard, you are automatically covered against any unforeseen accident during your travel of up to Rs. 7 million.

Zero Loss Liability

You can be rest assured that if you lose your Alfalah Titanium MasterCard, you have nothing to worry about! Bank Alfalah covers you from all fraudulent charges made on your card as soon as you report it lost to us. So make sure that you report the loss immediately after such an incident at 111-225-111.  We assure you that with your Alfalah Titanium MasterCard, you are completely secure against loss and theft.

Revolving Credit

With Alfalah Titanium MasterCard you have the option of paying only 5% of your outstanding balance by the payment due date. Service charges will be levied on the balance unpaid spending and carried forward. These charges are calculated on a daily basis from the transaction date for all cash and retail transactions.  The following month you have the option of either the full amount payment or if you wish, pay only the minimum amount due and revolve again.

E-statement Facility

You can enjoy getting your Alfalah Titanium MasterCard monthly statements electronically via email by simply calling our Phone Banking Officer at 111-225-111 to subscribe to this service.

SMS Alerts

To keep track of every transaction made through your Credit Card, you can now subscribe to SMS Alerts. For activation, call our Phone Banking Officer at 111-225-111

Bill Payment Facility

You can pay your utility and mobile bills through your Alfalah Titanium MasterCard by calling 111-225-111 at anytime.

Supplementary Cards

You can share the benefits and privileges of your Alfalah Titanium MasterCard with your loved ones. We offer you up to 6 supplementary cards. Any individual with a minimum age of 14 years is eligible to become a supplementary cardholder.

24 Hour Customer Service

By simply calling our 24 hour our Phone Banking at 111-225-111, you can avail the following facilities on your Alfalah Titanium MasterCard, 24 hours a day, 7 days a week.


  • Check account details of your credit card statements
  • Avail Balance Transfer Facility
  • Avail Installment Plan facility
  • Pay your utility and mobile bills
  • Redeem your accumulated credit card rewards against a selection of product from our rewards catalogue
  • Activate ongoing and new Credit Card services
  • Inquire about ongoing Credit Card promotions

24/7 Customer Support

For details about our Products & Services call our Phone Banking Service at 111-225-111