Alfalah Orbit Rewards

How to earn Orbits

You can earn Orbits, Bonus Orbits and Tier Bonus through the following products and services.

 

Products & Services

Name

Current Accounts

PKR Current Account
Alfalah Kamayab Karobar
Basic Banking Account
Asaan Current Account
Payroll Current Account
Premier Current Account

Saving Accounts

PLS Saving Account
Alfalah Kifayat
Alfalah Care Account
Payroll Saving Account
Asaan Saving Account
Premier Saving Account

Debit Cards

Classic Card
Gold Card
Platinum Card
Visa Signature Card
Premier Visa Signature

Credit Cards

Classic Card
Gold Card
Titanium Card
Platinum Card
Premier Platinum Card

Loans

Auto Loan
Home Loan
Personal Loan

Digital Banking

Internet Banking
Alfa (Mobile App)
SMS Alerts
E-Statements
ATMs

Bancassurance

All bancassurance products

Investment Products

All investment products

Orbits:

Every time you bank through any of the listed products or services you earn points called Orbits.

Bonus Orbits:

You get Bonus Orbits whenever you sign up for a new Alfalah product or service.

Tier Bonus:

The number of Bank Alfalah products you hold will allow you to earn a multiplier on your total monthly Orbit earning

 

What are Tiers?

Alfalah Orbit Rewards programme has 4 tiers. Basic Tier, Orbit 3, Orbit 6 and Orbit 9. Once you’re a member you can move up tiers by signing up more products. Each tier multiplies your accumulated Orbits on monthly basis.

 

Rules for earning Orbits

Product Category Sub-Products Orbits Earn
Credit Cards Classic 0.25 Orbits on every domestic or international spend of Rs. 50/-
Gold 0.25 Orbits on every domestic spend of Rs. 50/– 0.50 Orbits on every international spend of Rs.50/-
Titanium
Platinum
Premier Platinum 0.40 Orbits on domestic spend of Rs.50/– 0.50 Orbits on every international spend of Rs.50/-
Debit Cards Classic 0.25 Orbits on every spend of Rs.100/-
Gold
Platinum
Premier Signature 0.40 Orbits on every spend of Rs.100/-
Premier Visa Signature
Deposits Current Account If month end balance is greater than previous month end balance, every credit of Rs. 25K and above in the account will get you 5 OrbitsMonthly Cap: 500 Orbits
Premier Current Account If month end balance is greater than previous month end balance, every credit of Rs. 25K and above in the account will get you 5 OrbitsMonthly Cap: 750 Orbits
Savings Account If month end balance is greater than previous month end balance, every credit of Rs. 25K and above in the account will give you 1 OrbitMonthly Cap: 250 Orbits
Premier Savings Account If month end balance is greater than previous month end balance, every credit of 25K and above in the account will get you 1 OrbitMonthly Cap: 500 Orbits
Digital Banking Internet Banking 25 Orbits will be awarded for 10 or more financial transactions across all digital channels per month
Alfa (Mobile App)
SMS Alerts
E-Statement
ATM

Rules for earning Bonus Orbits

Product Category Sub-Products Orbits Earn
Credit Cards Classic 100 Orbits
Gold 250 Orbits
Titanium
Platinum 500 Orbits
Premier Platinum 1,000 Orbits
Debit Cards Classic 50 Orbits
Gold 100 Orbits
Platinum 250 Orbits
Premier Signature 400 Orbits
Premier Visa Signature
Deposits Current Account 50 Orbits
Premier Current Account 100 Orbits
Savings Account 50 Orbits
Premier Savings Account 100 Orbits
Loans Products Home Loan 1000 Orbits
Auto Loan 500 Orbits
Personal Loan 250 Orbits
Bancassurance Bancassurance 500 Orbits
Digital Banking Internet Banking 25 Orbits
Mobile App
SMS Alerts
E-Statement
Investment Products Investment Products Rs.100k-2.99M – 500 Orbits
Rs.3M – 9.99M – 1,000Orbits
Rs.10M+ – 2,500 Orbits

Rules for earning Tier Bonus

Tier

Eligibility

Benefits

Alfalah Orbit Rewards Any Bank Alfalah product except current or savings account or a current or savings account and less than 3 products As per the eligible product rules
Orbit 3 Current or Savings Account + any 3 eligible products 25% of accumulated Orbits earned in a month
Orbit 6 Current or Savings Account + any 6 eligible products 50% of accumulated Orbits earned in a month
Orbit 9 Current or Savings Account + any 9 eligible products 100% of accumulated Orbits earned in a month

 

In addition to the Orbits you earn on each product, you can earn a multiplier on the total number of Orbits earned depending on the number of products you hold with the bank. All you need is a current or savings account and a combination of 3, 6 or 9 products to earn a bonus of 25%, 50% or 100% of the total Orbits earned during a month.

Tier bonus awards and downgrades are added at the start of each month.

24/7 Customer Support

For details about our Products & Services call our Phone Banking Service at 111-225-111