Murabaha Finance

• Types of Murabaha:
   
  • Local purchases: For purchase of locally available goods
      
  • Imported goods/commodities/assets
     
• Mode of repayment:
   
  • Immediately in cash
     
  • On a mutually agreed future date
     
  • Spot Murabaha (Import)
     
  • Deferred Sale Murabaha

Trade Finance

• Imports
   
  • Letter of Credits
     
  • Import Murabaha Finance
     
  • Full range of services related to imports e.g. Contract registration, Import bills for collection, Shipping Guarantees and Advance payments against imports.
      
• Exports
   
  • Export Murabaha Finance
     
  • SBP Islamic Export Finance Scheme
     
  • Other export related services e.g. Collection of export bills, Negotiation under Sight LCs, Advising/Confirmation/Transfer of Letter of Credits opened by other banks
     

Bank Guarantees

A host of Guarantee types are offered by BAL-IBD including performance, financial and payment guarantees. BAL-IBD also issues guarantees securing financing facilities to be availed from Islamic Banks and/or Conventional Banks’ under Islamic modes of financing.