|
Processing Fee: |
| a) Upto Rs. 1.0 million |
Rs. 5,000/- |
| b) More than 1.0 million upto Rs.
2.5 million |
Rs. 10,000/- |
| c) More than 2.5 million upto Rs.
5.0 million |
Rs. 12,500/- |
| d) More than 5.0 million upto Rs.
20.0 million |
Rs. 15,000/- |
| e) More than 20.0 million |
Rs. 20,000/- |
| Late Payment Charges |
Rs. 1,000/- (for each delayed
payment per month) |
| Penalty on BTF |
Upto 6% of outstanding amount (if loan transferred to
another lender). |
| Prepayment penalty |
3% if paid within one year.
Otherwise NIL. |
| Adjustment of plot purchase loan
(without construction) |
Upto 5% of outstanding amount.
|
In case of delay in a availing
loan on the part of the borrower beyond one month of
approval, the following reports will be obtained again at
customer’s cost:
1. ECIB Report
2. Valuation Report (if required)
3. Data Check Report
4. Income Estimation Report (if
applicable)
| Duplicate Statement |
Rs. 200/- |
| Cheque Return Fee |
Rs. 500/- |
| Income Evaluator where ever
applicable |
Rs. 5000/- |
**Those customer who were earlier
given Facility Offer Letters with 5% prepayment penalty
clause will remain unaffected**
“These charges are subject to
change on half yearly basis. You may collect the latest copy
of Schedule of Charges from any of the nearest BAL branch.
Any government taxes and excise duties will be applicable.“
|
