• Pakistani nationals.
   
• Age between 23 years to 50 years at the time of application, subject to maximum age of 60 at maturity of finance.
   
• Minimum income of Rs. 50,000- (per month) from all sources, including estimated rental income of the property financed duly verified by the valuator.
   
• Permanent employees - Currently employed with total employment experience of at least 2 year.
   
• Professional contractual employees (with experience i.e. bankers, engineers, doctors, architect etc) - currently employed with total employment experience of at least 3 years.
   
• Self employed professionals must be practicing and conducting business for at least 3 years with satisfactory track record.
   
• For other self employed persons where stream of income is generated from property rent /return on fixed deposit /DSC/SSC must have the source of income for at least last 6 months.
   
• Business individuals must be practicing and conducting business for at least five years with satisfactory track record either individually owned or a family business.
   
• High Net worth Individuals with acceptable level of net wealth commensurate with the size of loan applied
   
• Any of the blood relations (major) and spouse may be made the co-borrower to the particular financing. (MPP may be proportioned between the customers contributing income for loan eligibility)

FINANCING ELIGIBILITY

Financing amounts based on Gross Monthly Incomes (GMI) are given below.