- We provide you with all the information you need about Bank Alfalah
Home Finance. This can be through a face-to-face meeting with our
Relationship Officer, or over the telephone, or through the post.
- You give us some basic information about your income and the amount
you need so that we can give you an agreement in principle.
- Once you have decided on the amount you want, you complete an
application form and pass it on to us, together with the required
documents.
- We make some inquiries about your financial circumstances.
- We carryout a valuation of the property and verification of your income.
- Once we have carried out all the initial processing, we send you our offer through a “Facility Advice Letter”.
- You sign the Facility Advice Letter and return it to us.
- Our Documentation Control Centre will get in touch with you to complete Finance & Security documentation including legal opinion on the title documents of the property and also the insurances.
- You sign the Finance Agreement and Charge documents.
- Our legal advisor will accompany you to the Registrar’s office on the
appointed date with our cheque against the financing for conveyance of the property and your home finance begins.
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