We provide you with all the information you need about Bank Alfalah Home Finance. This can be through a face-to-face meeting with our Relationship Officer, or over the telephone, or through the mail / email.
 

You give us some basic information about your income and the amount you need so that we can give you an agreement in principle.
 

Once you have decided on the amount you want, you complete an application form and pass it on to us, together with the required documents.
 

We make some inquiries about your financial circumstances.
 

We carryout a valuation of the property and verification of your income.
 

Once we have carried out all the initial processing, we send you our offer through a “Facility Advice Letter”.
 

You sign the Facility Advice Letter and return it to us.
 

Our Documentation Control Centre will get in touch with you to complete Finance & Security documentation including legal opinion on the title documents of the property and also the life (Mortgage Protection Plan) & property insurances.
 

You sign the Finance Agreement and Charge documents.
 

Our legal advisor will accompany you to the Registrar’s office on the appointed date with our cheque against the financing for conveyance of the property and your home finance begins.