The following Schedule of Charges is associated with your Alfalah VISA Card. Please make a note of the following so that you are fully informed of the charges on your Card.

These charges are subject to change on half yearly basis. You may collect latest copy of schedule of charges from any nearest Bank Alfalah branch.

Schedule of Charges - 1st July – 31st December 2011

• Credit Cards

• Corporate Card

• Reversal / Adjustment Fee (against Alfalah Reward Points)

Schedule of Charges effective from - 1st January – 30th June 2012

• Credit Cards

• Corporate Card

Note: Federal Excise Duty will be levied on above charges if applicable.