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If you are Alfalah Credit Cardholder and have unutilized / partially utilized credit limit, you can avail credit facility at just 2% per month.

Now, you can take advantage of Alfalah Credit on Phone facility, details of which are given below:

  • Maximum 75% of the available credit limit assigned by Bank Alfalah or available limit whichever is lower

  • Payment at the doorstep or directly into account with Bank Alfalah

  • Repayment in equal monthly installments(3 to 36 months)

  • No documentation All you have to do is call 111-225-111

Calculation:
Calculate your monthly installment at only 2% p.m. (24 % APR) by simply multiplying (*) the factor given below with the Credit amount.

Example:
On a credit amount of Rs. 10,000/-, the installment for 36 months is Rs. 392.30 p.m. (i.e. 10,000 * 0.03923). Calculation for monthly payments for the rest of the tenures is given below:

Payment Plan
(Monthly Tenure)

Factor

Monthly Installment Rs.

3

6

9

12

18

24

30

36

0.34675

0.17853

0.12252

0.09456

0.06670

0.05287

0.04465

0.03923

 

3,467.50

1,785.30

1,225.20

945.60

667.00

528.70

446.50

392.30

 

Note: processing fee & pre-closure penalty will apply as per schedule of charges. Terms & conditions apply.

 


Click here to download the Terms & Conditions

 
 
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