About Bank Alfalah

About Bank Alfalah

Profile of Company

To inspire and empower people to do things differently and shape their own path in life and business.

We look at the market with fresh eyes to find new opportunities, and seek new ways of enabling our customers to succeed and advance the world of finance.

Status of Company
Bank Alfalah Limited was incorporated as a public limited company on June 21, 1992 under the Companies Ordinance 1984

National Tax Number (NTN)



B.A. Building, I.I. Chundrigar Road, P.O. Box 6773 Karachi-74000.Telephone: 32414030-10; UAN: 111 777 786. Fax: 32461275




H.H. Sheikh Nahayan Mabarak Al Nahayan – Chairman

hhHis Highness Sheikh Nahayan Mabarak Al Nahayan is a prominent member of the ruling family of Abu Dhabi, United Arab Emirates. Currently, His Highness is UAE Cabinet Member and Minister of Culture and Knowledge Development. Prior to his current responsibility, he served as Minister of Culture, Youth, and Social Development and Minister of Higher Education and Scientific Research. Besides his ministerial responsibilities, he is also Chairman of the General Authority of Youth and Sports Welfare. He has been playing a leading and distinguished part in the educational advancements, focusing on the role of education in achieving development and progress. His Highness owns substantial business interests, hotels and other investments in UAE, Pakistan, Africa, US and Central Asia. His Highness also holds various offices as Chairman and Director at Board and Trusts along with Patronship of various local and foreign organizations and affiliates. His direct and indirect business interest spread throughout various industry sectors such as banking, telecom, insurance, hospitality, healthcare, construction, project financing and investment management. Moreover, he supports many charitable institutions and devotes special attention to the disabled children as the Honorary President of Abu Dhabi Future Center for Special Needs. His Highness is also recipient of Pakistan’s highest civilian award, the “Hilal-e-Pakistan”, which was conferred upon him in 2005 for his contribution to the economic growth of Pakistan. His Highness received his education from the British Midfield School until the high secondary level before joining Magdalen College at Oxford University-UK.


Abdulla Nasser Hawaileel Al-Mansoori – Director

2-ANHMr. Abdulla Nasser Hawaileel Al Mansoori is a prominent businessman of Abu Dhabi, UAE. He is Chairman of Al Nasser Holdings and Group Companies. He was also Director of the National Investor, Abu Dhabi, UAE. In the past, Mr.Hawaileel Al-Mansoori was Director of United Arab Bank, Water & Electricity Department of Abu Dhabi, Director of Projects, ADNOC, General Industries Corporation, Abu Dhabi and Director General & Vice Chairman of General Industrial Corporation, Abu Dhabi. In addition, he held other Board positions and Chairmanships of Abu Dhabi Ship Building Co, PJSC.
Mr. Abdulla Nasser Hawaileel holds a B.Sc. (Hons) degree in Electrical Engineering from Swansea University, UK.


Abdulla Khalil Al Mutawa – Director

akmutawaMr. Abdulla Khalil Al Mutawa is the General Manager of H.E. Sheikh Suroor Bin Mohammad Al Nahyan. He is a Board Member of the UAE Banks Federation. He is also a Director of the Abu Dhabi Commercial Bank Ltd; and Director of Makhazen Investment Company in Abu Dhabi, and Alfalah Exchange Company, Abu Dhabi. Mr. Abdulla Khalil Al Mutawa is a former Director of Wateen Telecom Limited, Pakistan and Warid Telecom (Pvt) Limited, Pakistan. Mr. Abdulla Khalil Al Mutawa holds a B.Sc. in Business Administration from the University of North Carolina, USA.


Khalid Mana Saeed Al Otaiba – Director

kmanaMr. Khalid Mana Saeed Al Otaiba is the Office Manager of His Excellency Dr.Mana Saeed Al Otaiba (Personal Advisor to His Highness, the President of UAE). He is also Deputy Chairman of Al Otaiba Group of Companies. Mr. Mana is a Director of Alfalah Insurance Company Limited, Pakistan. He is also Chairman of Liwa International Investment Tourism and Royal Mirage Hotel & Resort Ltd, Morocco. He is also a Director of Ghantout International. Mr. Khalid Mana Saeed Al Otaiba holds a Bachelor of Arts & Science degree in International Economics from Suffolk University of Massachusetts, Boston, USA.


Kamran Y. Mirza – Director

kymirzaKamran Y. Mirza is the Chairman of Philip Morris (Pakistan) Ltd. and Unilever Pakistan Foods Ltd. (UPFL). He is also serving as Director on the Boards of Abbott Pakistan, International Steel (ISL), Karwan-e-Hayat and Safari & Outdoor Club of Pakistan. Mr. Mirza has been the Chairman of the Export Processing Zone Authority from 2007 to 2009. He has also served as Chairman of Pakistan Mercantile Exchange Ltd. and Karachi Stock Exchange (KSE), President of Overseas Chamber of Commerce & Industry (OICCI), American Business Council (ABC) and Pharma Bureau (Association of Pharmaceutical Multinationals in Pakistan). He was also served the Pakistan Business Council, which is a think tank and a Business Policy Advocacy Forum, as CEO and retired from this position in December 2015.

Mr. Mirza is a Fellow member of the Institute of Chartered Accountants of Pakistan and the Institute of Chartered Accountants, England and Wales.


Atif Bajwa – Director & CEO

atifMr. Atif Bajwa has been the President and CEO of Bank Alfalah since November 2011. Mr. Bajwa has diversified and rich experience in Banking and has held various senior positions. He has been the President of the Abu Dhabi Group (Pakistan), President of MCB Bank and Soneri Bank in Pakistan, Regional Head for Citigroup for the Central and Eastern Europe region, Head of Consumer Banking for ABN AMRO’s Asia Pacific region as well as Country Manager for ABN AMRO. Mr. Atif Bajwa is the President of the Overseas Investors Chamber of Commerce and Industry (OICCI) and is also a Director on the Board of various companies including Pakistan International Airlines Corporation and Alfalah Insurance Company Limited. Mr. Bajwa received his education at Columbia University, New York.


Efstratios Georgios Arapoglou – Director

englishMr. Efstratios Georgios Arapoglou has extensive experience in managing, growing, restructuring, acquiring and integrating banks and financial institutions, in both developed and emerging markets. He has been part of the Boards of Directors and Board Committees of high profile listed companies in SE Europe and the Middle East. Mr. Arapoglou also has experience in interacting with regulators, in raising capital in international equity and debt capital markets and in developing and maintaining relationships with international institutional investors. Mr. Arapoglou completed BA in Mathematics from the University of Athens, Greece, B.Sc in Naval Architecture & Ocean Engineering from University of Glasgow, Scotland and MTech in Management from Brunel University, Uxbridge, London.


Khalid Qurashi – Director

kqMr. Khalid Qurashi is a recently retired banker with considerable international banking experience. He has worked for 38 years with a major US International bank, where his area of expertise was in corporate risk management and profit centre/franchise management. He was responsible for risk management for the Middle East, Africa and Turkey operations. He contributed materially to overall institutional policy debate and strategy formulation. Before he took over responsibilities as a risk senior, he managed a couple of large country franchises in the Middle East and Africa, where the portfolio encompassed a wide spectrum ranging from large corporates, to governments, to financial institutions as well as SMEs and PE companies. Mr. Qurashi has been Vice Chairman of an affiliated large bank subsidiary and a board member as well as Chairman of the credit committee of a local African subsidiary. Mr. Qurashi has a Master’s Degree in Administration from Karachi University.

Investor Relation

“Bank Alfalah Limited is listed at Pakistan Stock Exchange (PSX). The symbol “BAFL” is being used by the PSX in respect of the shares of Bank Alfalah Limited.”

The name and address of our share registrar is mentioned below:


F. D. Registrar Services (SMC-Pvt) Ltd.

1705, 17th Floor, Saima Trade Tower-A, I. I. Chundrigar Road, Karachi-74000. Telephone: 92-21-35478192-93, 32271906. Fax: 92-21-32621233 Email: fdregistrar@yahoo.comfdregistrar@hotmail.com

CUIN Registration No 0027580
National Tax Number (NTN) 0698202-6
Status of the Company Public Limited and Listed
Registered & Head Office B.A. Building, I.I. Chundrigar Road, P.O. Box 6773 Karachi-74000.Telephone: 32414030-10; UAN: 111 777 786. Fax: 32461275
Name of Legal Advisor: Mandviwalla & Zafar(Advocates and Legal Consultants)
Name of Auditor of the company KPMG Taseer Hadi & Co., Chartered Accountants
Free Float of shares [PDF]
Latest Financial Statements & Reports Unconsolidated [PDF] Consolidated [PDF]
Pattern of Shareholdings [PDF]
Associated Companies [PDF]
Financial highlights [PDF]
Corporate Social Responsibility [PDF]
Earning per share (EPS) Rupees 4.93
Price earning ratio 7.65
Book value per share (including revaluation of Assets) Rupees 37.69
Rating of the Bank and instrument: PACRA, a premier rating agency of the country, has assigned Bank Alfalah ‘AA’ (double A) Entity Rating for long term and A1+ (A one plus) for short term. For Instrument, click here
Bank’s Flyer [PDF]

Compliance Certificate 2017 (PDF)

Compliance Certificate 2016 (PDF)

Compliance Certificate 2015 (PDF)

Click here to download the list of shareholders who have not yet provided the CNIC

Investor Relations

Contact details of person designated for assisting and handling investor grievances:


Mr. Wasim Akhter

Manager, Company Secretariat
Bank Alfalah Limited
Legal Affairs Division
3rd Floor, B.A. Building,
I.I. Chundrigar Road, Karachi
Phone: 111-777-786 Ext: 2546
Fax: 021-32413945
Email: waseema@bankalfalah.com


Consent for receiving  Audited Financial Statements and Notices of AGM through email

SECP’s investor complaint section Click here

Notice of our AGM (PDF) 

Newspaper ad in English (PDF)

Newspaper ad in Urdu (PDF)


Proxy Form English [PDF] 

Proxy Form Urdu [PDF] 

Click here to download information in URDU


24/7 Customer Support

For details about our Products & Services call our Phone Banking Service at 111-225-111